In times of volatility, rather than tightening credit boxes, get additional credit risk information from consumers to help make more informed underwriting decisions
Innovate faster
Offer new products and support growth goals 9–12 months faster than building solutions yourself
Achieve ESG goals
Develop underwriting strategies to extend access to underserved communities
For Fintechs
Achieve aggressive growth goals, profitably
Better credit risk data can improve your go-to-market strategy. With Nova Credit, you can open new target markets, build a profitable business, and adopt technologies that scale as you grow.
Save time for your teams and your customers with a seamless digital experience
Accurate income estimates
Ensure real income matches an applicant’s stated income
Expand to new customers
Assess risk for deserving newcomers and underserved communities with trusted data
For Credit Unions
Exceed the lending needs of your community
Provide an unmatched customer experience with data consumers trust. Nova Credit allows you to transform your lending experience with technologies that scale as you grow.
“Using Nova Credit’s services, we have a better way to quickly and accurately evaluate the loan requests of members outside the U.S.”
United Nations Federal Credit Union
“Using Nova Credit’s services, we have a better way to quickly and accurately evaluate the loan requests of members outside the U.S.”
United Nations Federal Credit Union
Benefits
Digital-first experiences
Support remote interactions while still conveying personal member experience.
Support deserving members
Improve the member experience with the right crest; recommend right product and right limits.
The right products & the right credit terms
Stay more relevant than fintechs by offering the right products for each member.
For Auto Lenders
Issue auto loans that win dealers and customers for life
Direct and indirect auto loans and auto subscriptions have their own unique challenges. Leverage credit risk data to provide the best consumer experience.